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For personal banking accounts while traveling abroad, there are a number of financial institutions today to choose from to keep currency-exchange fees low, get reimbursed on ATM fees, and even make some interest on a checking account. E*TRADE, Fidelity and Schwab are excellent choices for personal accounts (...ING Direct sort of misses out due to international ATM fees given their limited ATM network, "Allpoint - America's Largest Surcharge-Free ATM Network"), but none offer small business accounts ... yet as each of their customer service reps informed me.

There's a good amount of research to be had using aggregate web sites and/or using customized strings in Google search, but, alas, not one has been found that has a good low minimum deposit, minimum daily balance and ATM reimbursements.

Which banks, if any, has anyone found (in their experience) for US-based business accounts while traveling internationally that offer such accomodations?

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Great question. I'm using Chase for business currently but I love my Schwab personal checking account and really wish they had a business version.

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I would agree a Schwab account is by far the best account when traveling abroad.

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Absolutely agreed! Before actually leaving the U.S. and now while traveling, Schwab has been an excellent experience. The only drawback with Schwab (...I find) is the actual paper form-documentation which they require in comparison to other banking institutions where almost everything (set up and transactions) can be done completely online. However, unfortunately, Schwab does not offer any business checking, nor savings accounts yet. – Chris Dec 24 at 16:39

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